Self Insurance Group (SIG) &
Self Insurance Fund (SIF)

The Association of County Commissioners of Oklahoma, (ACCO) founded shortly after statehood, represents the interests and concerns of the state’s 77 counties, assisting local government to operate in the most efficient, cost-effective manner possible. Not long after its formation, and as a result of rising costs and few commercial alternatives, ACCO launched a self-insurance program, ACCO-SIF, to provide workers’ compensation coverage to its members and political subdivisions. The success of this program led to the formation of ACCO-SIG, which provides affordable liability, property, automobile and other related coverage tailored to county governments. Both pools operate by legal means under Title 74§1001 and Title 51§169, respectively.

ACCO-SIF and ACCO-SIG provides a variety of resources to assist county officials in the day-to-day operations of local government:

INSURANCE PROGRAMS:
Property & Liability (ACCO-SIG)
Workers’ Compensation (ACCO-SIF)
Marketing
Underwriting
Customer Service

IN-HOUSE CLAIM DEPARTMENT:
Claim investigation & assistance
Claim trends and analysis
Professional licensed claim staff

 SAFETY/LOSS CONTROL:
Sheriff’s policy & procedures
Safety certification & awards
Safety Action Plans
CDL drug & alcohol and ADA policy and procedures  

TRAINING:
Newly elected officials
Personnel policy & procedures
Legal research
Anti-sexual harassment
Herbicide applicators

INSURANCE LEGISLATIVE ACTIVITY:
New Legislation
Bill tracking & studies
Research
Legislative Committee